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JUST DISCOVERED US?
Actually, we're not new to direct-to-consumer insurance. In 1977, ChoiceQuote^SM began offering our term life insurance shopping services to financial advisors who needed an independent source for low cost guaranteed term life insurance. In time, we became their one-call insurance market researchers. Since then, we've helped clients acquire over $1,000,000,000 of the most competitively priced insurance from the highest quality companies.

Over the years you may have seen our print advertisements in the Wall Street Journal. In the fall of 1995, we expanded to radio to explain how to save on term life insurance use with our full service agency and extensive library of companies and prices. In May 1996, we expanded to the Internet.

Questions? Call toll-free: 1-888-SEE-TERM (733-8376)

About Policies

Quoted premiums include all policy and administrative fees. ChoiceQuote^SM does not add any fees or charges. After the guarantee period, premiums may increase subject to the maximum premium shown in the insurance policy you receive.

Each insurance company reserves the right to receive an application, and to an insurance company-paid examination, if required. The insurance company will review your medical and your personal history. On completion of this more extensive review call underwriting, the company you select will determine your premium classification. As a result, the final premiums offered could differ from the on-line quote.

Quotes are not contracts, i.e., an Insurance Policy. The issuance of an Insurance Policy is subject to normal insurance company underwriting. Moreover, as data is provided to us by various venders, we strive to but cannot guarantee the accuracy of data. Accordingly, ChoiceQuote^SM is not liable for errors or omissions. On completion of underwriting, the Insurance Policy you receive will contain written confirmation of all benefits, guarantees, and policy limitations. The insurance policies referenced may not be available in all states.

License and Legal

ChoiceQuote^SM Insurance Services, Inc., is a California licensed corporation, No. C1298573, and has maintained license No. 0711831 with the California Department of Insurance, since 1977.

Previously, all insurance activities were conducted from 1977 under the individual agent license of Robert P. O'Leary, #0526854 and/or Connelly, O'Leary, Collins Insurance & Financial services, Inc., #711831, also a California Licensed Corporation since 1986. ChoiceQuote^SM is a domestic US Agent/agency. Licenses currently held follow with licensing pending in most other states states.

ChoiceQuote^SM Insurance Services is a registered Service Mark and all web pages, code, and data within are copyrighted © 1996-2001 by ChoiceQuote^SM Insurance Services. Further, all our rights are reserved, including reproduction by electronic and/or mechanical means. You may set pointers to our URL from other web pages, but ChoiceQuote^SM web pages may not be duplicated or included in any other form.

ChoiceQuote^SM can provide quotes only for states in which it is licensed. For further information contact Timothy E. O'Leary, Executive VP.

Top-rated Insurers Represented by ChoiceQuote

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Companies quoted have a minimum of "superior" and/or "excellent" ratings in the opinion of at least one or more of the independent insurance company rating services.

Questions? Call toll-free: 1-888-SEE-TERM (733-8376)